Broker Check

Personal Financial Planning

Client Centered

Client Centered


The bewildering array of financial choices facing people, and the hectic pace of life today, make financial decisions more difficult than ever. The prospect of living longer, the uncertainty of investment returns, and the changing economy are just a few of the factors that need to be considered. 

We take a holistic approach to our clients’ finances and together develop a game plan for their future. This approach places the client’s goals, desires and dreams in the vanguard of their financial plan.

Personal financial planning is a process, a series of purposeful and deliberate steps taken to achieve a personal financial plan for an individual or a family. 

The three main actions in the PFP process are:

  1. Identifying our client’s personal financial goals and resources.
  2. Designing financial strategies.
  3. Making personalized recommendations that, when implemented, assist our client in achieving these goals.

PFP services, most broadly implemented, include the following inter-related topics: 

  • Cash flow planning
  • Employee benefits planning
  • Executive compensation planning
  • Charitable planning
  • Education planning
  • Elder planning
  • Estate, gift, and wealth transfer planning
  • Investment planning
  • Retirement planning
  • Risk management and insurance planning
  • Tax planning